🇨🇦 Canada 🇺🇸 US
🇨🇦 CA 🇺🇸 US
  • PAYMENT PROCESSING

Clear pricing. No surprises.

Every rate explained upfront. Every statement readable. If something
doesn’t look right, call us and we’ll walk through it with you.

  • No hidden fees
  • No cancellation fees
  • No locked-in contracts
  • Next-day funding

Credit card processing

AS LOW AS

1.26% + 5¢

Per Transaction

Debit card processing

AS LOW AS

5¢

Per Transaction

Merchant account

$5/mo

Credit card processing

AS LOW AS

2.27% + 25¢

Per Transaction

Payment gateway

$15/mo

Credit card surcharging

Pass the cost of credit card processing to the cardholder

Credit card surcharging lets you add a small fee to credit card transactions at the point of sale, passing the processing cost to the cardholder instead of absorbing it yourself. Debit transactions are not affected.

It’s legal, transparent, and fully compliant. Customers see the surcharge clearly before they pay, and they always have the option to use debit instead.

For many businesses, this means paying close to nothing in credit card processing fees.

YOU PAY

0%

on credit card transactions

CUSTOMER PAYS

2.4%

Added to credit card total

Surcharging applies to in-person credit card transactions only. Availability and surcharge caps may vary by province or state. Contact us for details specific to your location.

What's not on your bill

No locked-in contracts

No cancellation fees

No hidden rate increases

No surprise charges

You keep your account month to month. If you ever want to leave, you leave. No penalties, no retention games.

Common questions about pricing

Interchange is the base fee set by the card networks (Visa, Mastercard, etc.) for every transaction. It

No. All accounts are month to month. You’re never locked in, and there are no cancellation fees if you decide to leave.

The rate you pay depends on factors like the type of card used (debit vs. credit, rewards vs. basic) and how the transaction is processed (in-person vs. online). The “as low as” rate reflects the lowest interchange tier. Your effective rate will depend on your transaction mix, but you’ll see every charge itemized on your statement.
With surcharging, a small fee (2.4%) is added to credit card transactions at the point of sale. The customer sees the surcharge before they complete the payment and can choose to use debit instead. This means your business pays little to nothing in credit card processing fees. Surcharging is legal in Canada and the United States, and we handle the compliance setup for you.

Most merchants receive next-day funding. Deposits land in your account the business day after the transactions are processed.

Yes. Contact us and we’ll walk you through a sample statement so you can see exactly how charges are presented before you sign up.

Let's start with a conversation.

No pitch, no pressure. Just a call to understand your business and see if we’re the right fit.

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