Effective Date: March 11, 2025
Last Updated: March 11, 2025

1. Introduction & Scope

Welcome to Payzium. Your privacy is important to us. This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you visit www.payzium.com (the “Website”).
This Privacy Policy applies to users in the United States and Canada and complies with relevant laws, including:
• Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
• California Consumer Privacy Act (CCPA) (if applicable)
By using our Website, you consent to the terms of this Privacy Policy.

2. Information We Collect

We do not collect or store sensitive financial information. However, we may collect the following types of personal data:
• Personal Identifiable Information (PII): Name, email address, phone number, and business details when you fill out contact forms.
• Transaction Information: Payment-related data is processed securely by First Data and Elavon.
• Technical Data: IP addresses, browser type, and interaction data, collected through website logs for security purposes.
We do not use analytics or tracking tools for marketing purposes.

3. How We Use Your Information

We use your personal data only for legitimate business purposes, including:
• Responding to inquiries submitted via our Website.
• Processing payments via First Data and Elavon.
• Ensuring website security and preventing fraudulent activity.
• Communicating updates about our services, if requested.
• Marketing Communications: If you consent to receive SMS from Payzium, you agree to receive marketing SMS from us. Reply STOP to opt-out; Reply HELP for support; Message & data rates may apply; Messaging frequency may vary. Visit https://payzium.com/privacy-policy to see our privacy policy and terms and conditions.
We do not sell or share personal data for marketing purposes.

4. Data Sharing & Third-Party Services

We do not store financial information on our servers. All payment transactions are securely processed by our third-party payment processors:
• First Data
• Elavon
These companies are responsible for handling your financial transactions securely and in compliance with industry standards.
We may share your data only when:
• Required by law or regulatory authorities.
• Necessary to prevent fraud or security threats.

5. Cookies & Tracking Technologies

Our Website does not use cookies or third-party tracking for marketing. However, basic website logs may be collected for security purposes.

6. Data Security & Retention

We implement strict security measures to protect your data. While we do not store financial information, we ensure that any collected data is safeguarded against unauthorized access.
Retention policies:
• Contact form data is retained for 12 months unless requested for deletion.
• Transaction records are handled by First Data and Elavon as per their retention policies.

7. User Rights & Choices

Depending on your location, you have certain rights over your data:
• Access & Correction: You may request a copy of your data or corrections.
• Deletion Requests: You may request deletion of your data where applicable.
• Opt-Out: You can opt-out of receiving communications from us at any time.
To exercise these rights, please contact us at [Insert Contact Email].

8. Cross-Border Data Transfers

As we operate in Canada and the United States, your data may be transferred between these regions. We comply with applicable cross-border data transfer laws to protect your information.

9. Changes to This Privacy Policy

We may update this Privacy Policy periodically. Changes will be posted on this page, and we encourage you to review it regularly.

10. Contact Information

If you have any questions about this Privacy Policy or your personal data, you can contact us at:

Payzium
4498 Main St, Sye 4 #5450, Amherst, NY, 14226
sales@payzium.com
888-801-8872
By continuing to use our Website, you acknowledge that you have read and understood this Privacy Policy.