Resources
Resources for merchants who want to understand what they’re actually paying.
Plain-English explainers of the patterns we find auditing thousands of statements.
- Resource
Interchange-plus pricing
The merchant processing model that lets you see exactly what's interchange and what's processor markup. Often the cheapest option above $15K/mo in card volume.
Read article - Resource
How to audit your statement
The four numbers that matter on every processing statement. How to calculate your effective rate, spot junk fees, and decide if you're being overcharged.
Read article - Resource
PCI compliance fees
Most merchants pay $15-$25/month in PCI compliance fees, often with no PCI services attached. Here's what's legitimate, what's junk, and how to challenge it.
Read article
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Upload your most recent processing statement. We read every line and send you a written report by email within 24 to 48 hours. The audit is free regardless of whether you switch.